So 2009 finishes... and thank you to everyone who's followed this blog this year

I can't believe 2009 is nearly over - in around two hours from now, in fact. It's been a rollercoaster of a year for me, feel free to let me know what it's been like for all you guys!

Thinking back to the start of the year, I can't believe how different my life was back in January to what it is now:

• I was an accountant in a reasonably well-paid (but temporary) job working in a bank
• I was totally bored in my job
• Actually, I hated my job
• ...and possibly feeling slightly bitter about having ended up as a chartered accountant when I'd never really wanted to be one
• Didn't really "fit in" with many of my accountancy colleagues (at any of the places I worked at, come to think of it)
• I hadn't had any writing published since 2002 when I wrote for my university's student magazine
• I knew that I wanted to change career, but had no definite plans of how to do it.

Actually that last bit is probably slightly inaccurate: I was saving money from my job every month "for the day I change career", but I had no idea when and if that day was going to happen. I had vague ideas about maybe being a journalist, and vague ideas about needing money in savings to retrain as a journalist, possibly even getting a second degree, and funding myself through the low-paid journalism employment every school and university careers book says you must do before actually being able to earn a living from being a newspaper or magazine employee.

Then from February onwards, things changed. I lost my job.

As you all know, I figured that I'd soon get another one, so that I could keep saving up for the "big day" that I finally changed career. To pass the time while I was jobless, I decided to do some distance learning courses in English Literature and Sociology; partly because I'd always wanted to do them, and partly because I figured they'd come in useful for "the day I do a journalism-related degree".

I also started this blog in March, just for a bit of fun. Even though I don't post here very often (I know, I know...) I underestimated just how much effect simply writing this blog would have on my life.

I think I can honestly credit you guys, all of you who have followed this blog, left comments, and given me your time and support, for the direction my life took after that - because without it all, I think I would still be stuck moaning about hating being a chartered accountant!

You guys encouraged me to take a chance. You guys encouraged me to overcome my fears and just go for it. You guys did your best to keep my spirits up when I hit roadblocks in my initial job hunting. And your feedback made me realise I needed to stop wishing for a change and come up with a definite, concrete plan on making it happen. Sometimes I wonder why the hell I didn't do this sooner - I'd already quit my job once before, only to take up the same job but in a different organisation (i.e. the temp job in the bank until this February).

I think I can honestly say that, once I'd taken stock and decided to pursue the journalism idea, I might not have got the confidence to approach a national newspaper for an unpaid two-week work experience placement in June if I hadn't had so many of you rooting for me in your blog comments.

It also encouraged me to get my arse in gear and do something about this flippin' career change - after all, what would be the point of any of you reading about my career change if I wasn't actually doing it?

By the end of my two-week work placement in June, I was still jobless and with no hope of getting a job either in the dreaded accountancy profession or any of the newspapers in this recession, it was suggested that I try going freelance, and breaking into journalism that way.

After some research (well, mainly reading "The Freelance Writer's Handbook: How to Make Money and Enjoy Your Life" by Andrew Crofts - which I thoroughly recommend for UK readers, by the way, though there are some really good US books too that I'll go into another time) not only did I realise that it WAS possible to make a living as a freelance writer, but also no extra qualifications were required as long as I was prepared to be persistent, professional, imaginative and able to market my current knowledge and skills - nope, I didn't even NEED a journalism (or English) degree! I couldn't help thinking back to my rant on the value of education on learning this!

So here's where my life stands now, in December 2009:

• Four articles published in a national newspaper during the work experience in June
• My first paying client - an accountancy magazine who were happy to take on a former chartered accountant with a small portfolio of published writing for a two-day paid trial in their offices in July
• Being commissioned again and again by that accountancy magazine as well as pitching an article to them that I wanted to write at home
• Being self-employed, as opposed to being employed - and having to be completely responsible for EVERYTHING now, rather than my employer being responsible for everything
• Actually GETTING PAID to write - the joy! I'm actually a writer now!
• Winning my second and third paying client this month, in quick succession. And looking forward to payment for my articles for those publications in January.

The second publication was a tax-related magazine that I pitched an article to, where they only pay on publication (fortunately they published my article in December) and with much more favourable contract terms, meaning that I get to keep the copyright in my work and can re-sell it on to other publications if I wish, as long as they get First British Serial Rights (i.e. the right to publish that article first in the UK before any other publication, usually for a limited amount of time, after which it can be reprinted elsewhere. Like how First North American Serial Rights works for articles published in North America).

The third publication was the sister publication of the accountancy magazine - a monthly magazine which will publish my article at the beginning of January 2010 - and came about because the editor of the accountancy magazine recommended me. Hooray!

I really couldn't have done it without knowing you were all rooting for me every step of the way. Of course I have the support (and grocery money!) of Lovely Boyfriend to be grateful for too, but I honestly, actually don't think I would have achieved any of the things I have this year if I hadn't had this blog to focus me on my goal, and all of you to sympathise, joke, encourage and give me the occasional kick up the arse along the way.

So for that reason alone, I hope you all have a brilliant New Year's Eve and an absolutely bloody fantastic 2010 in which all your hopes and dreams come true. Thank you again xxx

Back after a 3-month absence... and how things have changed!

Oh my God, is it November already???? And did I really last post on this blog in July????

I really can't believe I've been away from the blogosphere for so long - I've not even logged into my Blogger account since August. Again, many many apologies, and perhaps it's just better for me to say I'm only going to post sporadically from now on... sorry guys... but I will take the time to check all your blogs and catch up with what I've missed from the last couple of months - starting from after I finish this blog post.

So many things have happened since I last posted here that this is going to be one long blog post I'm afraid! I turned 28 just over a month ago, and the days in the run-up to any birthday are always a time for reflection on what you've achieved in the year. At least, they are for me, anyway.

In my final days - well, final months, really - of being 27 years of age, I actually started to feel a little depressed. That was partly the reason why I didn't post on this blog during August and September - I just kind of felt that I was fast approaching 30 with not much to show for my life career-wise, and I'd always imagined that in my late 20s I'd be hugely successful and fast climbing the professional ladder in a high-powered career.

The reality, of course, was completely different. I still hadn't got a job, and it didn't look like I had any hope of getting one - despite hating accountancy, I was still applying for those jobs just so that I'd have an income to pay off the mortgage and bills. It sounds crazy, doesn't it - why the hell would I still be applying for jobs in a profession I was so desperate to leave to begin with? To my great shame, the only answer I can give you is that it was what was familiar, and the habits in my brain were telling me to go back to what was familiar rather than risk trying something new and unknown. I think most of us do that to some extent, even when we're consciously in the process of changing things for the better!

Thanks to the ongoing credit crunch, I still couldn't get an accountancy job. Ever more accountants were being made redundant, yet I still foolishly kept trying to get an accountancy job. What made it even worse was that I'd already been commissioned for a two-day reporting stint at a magazine in late July. I think I mentioned a little bit in my last blog post. So it's not as if I was totally failing at the freelance journalism thing at that point. There was another reason too, for why I felt a bit down, which I shall go into later in this post.

But it's not all doom and gloom. The other reason I didn't post in August was simply because I was out of the country (on a dead-cheap European holiday) for some of it, which was pretty nice.

And getting my first commission was a pretty pleasing result. As mentioned, I used the four articles from my work experience stint on a national newspaper for my portfolio, bought a copy of The Writers' Handbook 2010 (it was on sale at half the price, otherwise I wouldn't have bothered) and worked my way through it. I decided to target magazines specialising in accountancy and finance to start with, on the grounds that I used to be an accountant and therefore would be able to draw on my knowledge and training in writing about it.

I cold-called a few of the editors, and most of them simply asked me to send them my CV and a sample of clips from my portfolio. However, one of them, on hearing I used to actually be an accountant - qualified and everything - asked me to come into their offices in London for coffee and a chat. I dragged my portfolio along with me and he gave me the most gruelling "chat" ever. It turned out he was being so tough simply because he was treating it as a job interview - unbeknownst to me, he was thinking of hiring me for a reporter role and just wanted to see how I interviewed under a pressured situation! I saw the funny side though, and he did apologise for putting me on the spot like that!

As a result of our interview "chat" he decided to give me a two-day trial at the end of July to see how I got on, knowing that I had very little journalism experience and even less news-reporting experience. He offered to pay me the usual daily rate for reporters.

So that's where I left off from my last post. I was so proud to send my very first invoice, for quite a nice amount too. However, it turned out I had to sign their Freelancer Terms & Conditions.

I was very unhappy with some of the clauses - especially the ones where the freelancer had to agree to take all responsibility for any legal action brought against the publication - and tried to suggest an alternative contract, which I don't think the editor was too happy about, especially as it had to be sent through their legal team. As the weeks wore on, the contract remained unagreed, and I still hadn't been paid, I began to feel very very unhappy. The National Union of Journalists (NUJ), who usually advise freelancers not to sign contracts like this, refused to help me as I wasn't an NUJ member but I couldn't become an NUJ member until I'd been paid. As a result I didn't blog or even do anything to further my budding freelance journalism career during August or September, that's how unhappy it made me.

By mid-September, it was clear that the contract was never going to be changed, and until I signed it, I wouldn't get paid. I still had no other clients, so I decided to just swallow my pride and sign it. After all, as a brand-new freelancer without a name for herself, it was hardly likely I'd have much negotiating clout in these matters anyway. I decided that if I signed it, I'd simply have to be careful what I wrote about (to minimise any chance of court action) and look into getting professional indemnity insurance. Funnily enough, even though I wasn't totally happy about signing such a contract, once I had signed it the depression lifted and I was soon buzzing with writing ideas.

The moral of the tale here is: agree on a contract first before agreeing to do any work for anyone - it really was my own fault for blindly going into something without first making sure I knew exactly what I was getting into!

So I rang up the editor at the end of September, told them I was signing and sending back the contract (so that I could actually be paid for July's work) and while I was at it, pitched a new idea to them. The editor agreed to commission the article from me, and gave me a week to do a 1,000-word article which they featured as a three-page spread in the centre of the magazine. Nice!

Due to a hiring freeze, I didn't get the reporter role that he initially wanted to hire me for (even after making me do a screen test to see how I coped on TV - they have their own web TV channel for topical interviews), but fortunately that editor was so happy with the work I've done for them so far they've agreed to commission me as a freelancer anyway. I've signed off Job-Seeker's Allowance as a result - which is great, because fortnightly trips to the Jobcentre were really doing my head in!

So to conclude my story, I spent a total of seven days in October covering on the newsdesk in their offices whenever any of the reporters were away, and contributing a lot of articles to both their website and their printed paper publication. My portfolio is now considerably larger and I actually feel like I've established myself as a freelance journalist - even though I currently only have one client!

About a week ago - yes, near the end of October - I finally received payment for July's outstanding invoice (really need to do better at credit control and cashflow in future) and have sent two more invoices to that publication, establishing a 30-day term for payment so that I don't have to wait so long for payment again (though I admit I had a lot to do with the hold-up for not agreeing the contract). I registered myself with the tax authorities as self-employed - a scary but necessary step - and am now looking for my next client and next article commission.

Funnily enough I am STILL registered with recruitment agencies for accountancy jobs and have had my CV forwarded to employers even now, but the lack of success and/or response is no longer bothering me. I'm hoping that my freelance journalism career will soon be so well-established, and paying me so well, that I'll never need to be bothered about accountancy jobs ever again.

Taking a step backwards to go forwards?

This week has seemed a bit more positive. Two accountancy recruitment consultants rang me today to put my name forward for two new accountancy roles that have become available. One's a permanent role in an accountancy firm, the other's a permanent role in a film company. In addition, my usual recruitment consultant James rang me yesterday to put my name forward for a temporary role at another large bank, so hopefully something will come out of these three prospective roles.

Especially after I went to the Jobcentre today to sign on only to find out they'd lost part of my signing-on file - but the less said about that the better, I think!

For those of you wondering why I am looking for another role in accountancy when I am trying to leave the profession, fear not: it is actually all part of the plan.

Last summer the plan was to save money for the eventual career change from a temporary contract role or two. I chose to take up a temporary contract role in a global bank partly because it paid more money than a permanent accountancy role - meaning I could save more money - and for temp roles, you get paid for the exact number of hours you work, so if you worked more than your contracted seven hours in day you would be well-rewarded for it (unlike most permanent jobs). In my previous permanent job at an accountancy firm (i.e. my second-to-last job) it wasn't unusual for me to work so late I didn't get home until well past 9pm, by which point I was too tired for any career-changing planning or activity... and even when I got home it didn't stop, for I was expected to do further accountancy study and training, which would have been fine if I wasn't trying to find a way out of the profession!

Obviously I wasn't counting on the credit crunch to bite harder than it did, so when my temp role at the Bank ended in February this year, I was surprised to find the job market as quiet as it has been. I had been hoping to take on another temporary contract, but thanks to the lack of jobs in the supposedly recession-proof accountancy sector (it's not recession-proof at all by the way) I am having to be less fussy and take on any job which pays. Needs must, after all.

And that, of course, means that I can't necessarily escape from chartered accountancy just yet. It looks like I may need to take on another role for a while if only to ensure the bills get paid. I'm still applying for the TEFL summer jobs in case these three roles come to nothing; however, as with most career changes, the change may have to happen quite slowly, being planned for all the way.

The value of education

I don't watch an awful lot of TV, mainly because I wasn't really brought up with it. Being currently unemployed has meant that I now occasionally watch The Jeremy Kyle Show (there's a lovely picture of him with an explanation on an earlier post), but that's it during the day.

One programme that I always watch though is The Apprentice (UK version, on the BBC every Wednesday at 9pm between March and June). Perhaps my previous training as an accountant meant that a show about business appeals to me in some way, even if the "prize" at the end of it is to work for Sir Alan Sugar.

The candidates are often hailed as "Britain's brightest business brains". Some of them are so highly qualified it makes me embarrassed just to have a Batchelor of Science degree. Sir Alan isn't quite so intimidated. As everyone knows, he didn't even get near a degree: he left school at the age of 16 to sell car aerials out of a van. Many highly-educated candidates with a string of qualifications as long as one's arm have been bluntly cut down by Sir Alan's no-nonsense remarks. "These certificates and qualifications, all they tell any employer is that the person's got a brain," he once famously fumed. "It really doesn't matter whether someone comes to me with an MBA, an OBE, a KFC or a YMCA, as far as I'm concerned. You can't learn business practices out of a book."

Is he right? Just how important is education in the world of business - or even the world of work?

When you're at school, you're always taught that education is the key to success: if you don't work hard, you won't get good grades; and if you don't get good grades, you won't get a good degree; and if you don't get a good degree, you won't get a good job. It would seem that acquiring lots of good, solid educational qualifications is the only way to guarantee career success - or even business success. Sir Alan, it would seem, doesn't share that opinion: he once snapped at a Cambridge University-educated candidate on The Apprentice (after her disastrous attempt at running a pizza stall): "This is not some further education college, you know, where dummkopfs come to learn to make mistakes."

Clearly the lack of further education never held Sir Alan back from success. It didn't hold back a former schoolmate of mine who left school at 16: two years later he came to visit us all in the Sixth Form. There we were, at 18 years old, sweating over our A-Level revision and university application forms, and there he was - having worked his way up through his company over the previous two years - commanding a salary of £30,000 (the average starting salary for a university graduate now is about £23,000, but back in the year 2000 it was probably less than £20k).

One of the managers I worked under in my first accountancy job left school at 18, found her first job in a tiny accountancy firm on a tiny salary and persuaded them to train her for the chartered accountancy qualification. Once she qualified at the age of 21 she left them to join a bigger, world-famous firm. By the age of 25 she was already a manager on £50,000. By the age of 25 I was still struggling through my chartered accountancy qualification on a fraction of her salary. Not to mention £10,000 of student loan debt I'd incurred from getting my BSc Mathematics degree, which of course she didn't have. And I was nowhere near her seniority level.

The point I'm trying to make is, salaries aside, by the ages of 18 and 25, these people were far further along in their lives and their careers than I was at those ages. They got good enough GCSE and A-Level grades for their desired careers, then instead of going on to university (and they certainly could, if they wanted), tried to get their foot in the door of their chosen field by accepting a low-paid, low-skilled position and working their way up. Despite my top-class degree from a top-class university, at the age of 23 I still spent the first few months at the accountancy firm making tea and photocopying while I was "learning the ropes". I may have started on a higher salary than if I'd started at the age of 18, but I'd always be about 3 or 5 years behind in career progression.

Our former Prime Minister Tony Blair once pledged to have 50% of all young people in the UK in university education. Never mind that, frankly, some of these teenagers may not be suited to higher education, and as above, may not even need it. Entry to higher education certainly increased under his tenure, and so did the number of loans taken out by the Student Loan Company as a result. But, we were all promised, getting yourself into debt for a good university degree would all be worth it as you were guaranteed to get the best jobs as a result of spending an extra 3 to 5 years in a schooling environment. Try telling that to the class of 2009, who leave university in the middle of a recession only to find the "best" employers are not hiring any graduate recruits and the only jobs available are the low-skilled ones. Does one really need a degree to flip burgers in McDonalds?

There is also the issue that school and university life doesn't prepare you for the world of work. This has been a frequent complaint among a lot of graduates. At 21 I could tell you all about the Theory of Relativity and numbers on an imaginary plane, but I didn't have a clue about how to deal with office politics or the character transplant required to fit into work culture. I could tell you all about the Navier-Stokes equations for fluid dynamics, but I didn't have a clue why our office working methods were what they were.

I wasn't prepared for the fact that our office chat consisted of mindless gossip and conversations about TV programmes, instead of the debates about literature and world politics that I got used to with my university friends. I simply didn't have a clue that when your boss marches in, announcing that he's gone commando in the office because he's shit his pants and had to throw them away, you have to humour him instead of being horrified. Nothing could have prepared me for that!

So it would seem that academia doesn't prepare you either for real life or for the world of work. What worth does it have, then?

A couple of years ago I gave a talk at a local secondary school about what a career in accountancy would involve. As soon as their career advisor introduced me as an accountant I could see the whole room of 16-year-olds switch off like the lights had gone out. Only one seemed interested, and enthusiastically wrote down everything I said. There was one problem. He wanted to be an accountant, but he couldn't be bothered with his schoolwork. Particularly Maths. Now, while you don't have to be a Maths genius to be an accountant (in fact, it probably helps if you aren't!), you do need to be good at basic arithmetic. If you don't have a good GCSE and/or A-Level Maths grade by the age of 18, then forget it: no self-respecting firm is going to employ a trainee accountant who can't count.

It's not just accountancy: you'd be surprised how important basic mathematical skills are for day-to-day living. Particularly with financial matters: at best it stops you paying more than you necessarily need to; at worst it stops you being completely ripped off.

On The Apprentice a few weeks ago, Paula, a human resources manager, received the "You're Fired" treatment from Sir Alan and crashed out of the competition despite having come up with a brilliant body-care product and organising her team efficiently. The reason? A simple arithmetic error arising from mixing up two essential oils meaning she'd spent over £700 instead of the £5 she thought she'd spent. Paula's bleating that "I'm no good at numbers" was viewed dimly. It was basic maths that we all learned in school.

Other work and life skills build on school learning too: if you've never bothered to learn to spell or use grammar properly, you can't expect other people to understand what you've written. Business clients will think you are unprofessional and incompetent. When applying for a job, it could even annoy the person who is reviewing your application. Computer spell-checkers don't always pick up spelling or grammar mistakes, so it still means you have to learn these academic skills at some point.

Increasingly employers are demanding an ever-widening set of academic skills, such as foreign language skills and basic geographic knowledge. So ignoring your teachers may not be such a good idea after all.

Some professions actually need a relevant university degree: if you want to be a doctor you need to do a degree in medicine. My boyfriend works in IT but he has a Computer Science degree. Sir Alan's assertion that educational qualifications "only tell an employer that person's got a brain" is therefore not entirely true.

Personally, I don't regret the time I spent at university. I'd wanted to go since the age of 11, and being Little Miss Straight "A" Student without much effort meant that there was no way I wasn't going to go. If I had my time all over again, I'd still have gone to university, even if I might have picked a different subject. I loved my time at university. Not only did I get to be independent, I learned how to cook, how to live on a shoestring budget, how to interact with people from vastly different social backgrounds - and cultures - from me. I met great people and got to challenge my brain. I took advantage of all the opportunities I didn't get at school - student journalism, living with friends, martial arts classes and so on. I learned how other people lived, worked, and thought. I learned so many things that I never would have known if I never went to university.

I also learned that life is what you make it. The greatest education in life is that of life itself, but your academic education is of as much value as you make of it. And sometimes the uses you find for your education can be quite unexpected.
The writers of the musical Avenue Q have degrees in English Literature, commonly seen as a "useless" degree that doesn't lead to anything, career-wise... so they wrote a song in Avenue Q called "What Do You Do With a B.A. in English?" You can't argue that they didn't make use of that!

Update on the Jobcentre situation - and the job situation

This is a going to be a very quick post as it's my lovely boyfriend's 28th birthday today, so I will need to head off very soon for the birthday party I've been busy organising all week. Would you believe it, I completely forgot to buy him a card despite trying to organise the big day... how the hell did I manage to forget that???? After all, it's not as if I actually forgot his birthday (well, you'd hope not, seeing as I've spent the week organising it!) Ah well, hopefully all will be forgiven very soon!

The rest of the week has been spent battling a nearby wasps' nest - the little blighters keep mysteriously getting into our bathroom - and sorting out my application at the Jobcentre. I'm pleased to tell you that the interview went smoothly this time, so hopefully things will be sorted out soon.

The other thing that's kept me busy this week is writing an article for one of my favourite blogs, Laura Reviews at http://laurareviews.blogspot.com. Quite aside from my article (about things for a bookworm to do when in London), I do urge you all to go and visit this intelligent, insightful and frankly wonderful blog, dedicated to reviewing the written word in all forms.

I still haven't managed to find an accountancy job, though, and dole money won't be enough. So what I'm considering now is other paid employment, specifically Teaching English as a Foreign Language (TEFL), which is what I did in China in 2004. While there aren't so many long-term TEFL opportunities in England, plenty of schools are recruiting for the summer months at the moment. OK, the salary's a fraction of what I got as an accountant working for a global bank in the City (London's version of Wall Street in New York), but it'll be just about enough for the mortgage and bills I think - and I don't mind living cheaply for a while. At the moment it's just more important that I have some sort of income coming in! Many people working in my field (particularly at the Bank I worked at till this February) tend to live very luxurious and expensive lives, but fortunately for me I cut out a lot of those things over the last year or so for the future career change, so I'm more used to it than most!

I've heard from my recruitment consultants that many newly-qualified accountants like me are struggling to find jobs as a result of the credit crunch, so a lot of them have either gone travelling for 6 months, found voluntary work, or are generally doing something completely different to keep them busy until the jobs market picks up. Personally I'm happy for the opportunity to do something different... and dare I confess it, secretly enjoying my time off...

Fear and loathing at the Jobcentre

Anyone watching Jeremy Kyle (Britain's answer to The Jerry Springer Show) would be forgiven for thinking that appearing on the show is a favourite pastime for anyone claiming unemployment benefits. The daytime TV show famously described by a judge as "the human form of bear-baiting" seems to take particular pleasure in featuring surly, inarticulate, under-educated dole-claimants whose sole ambition seems to be appearing on the show to air their personal lives on national television, shout at each other, and be shouted at by Jeremy Kyle himself.

While I'm not going to judge the circumstances under which people claim state benefits long-term, I do wonder how they can bear it. Quite aside from the vocal moral outrage of those like Kyle [left], the fact is you still have to get yourself to the Jobcentre to attend a "sign-on" meeting every 2 weeks in order to receive the dole money and let the staff suggest "suitable" available jobs to get you back in work. Personally I can't stand the Jobcentre. It's one of the most disorganised and chaotic institutions there is. Often the queues are so long and the staff are so stressed and confused that by some unhappy accident you seem to end up spending most of the day there waiting for someone to see you... only to be told that your name was mistakenly crossed off the list. When you finally get a meeting with a member of staff they ask you about your qualifications and skills to match you to suitable employment, then inform you that you're "far too qualified" for the long-distance truck-driver role that their computer database has somehow suggested as your ideal job. Fortunately the recession has meant that the staff no longer tell people like me that we're "too qualified" for the jobs they attempt to foist on us, as obviously a lot of formerly high-flying professionals have been walking through their doors.

But anyway... it would probably come as no surprise to any of you that, given my less-than-favourable impression of the Jobcentre, I forgot about my "sign-on" meeting. No problem, I was told; I could come in the next day (last Thursday) for a "late sign-on", but as my unemployment benefits claim still hasn't been processed yet, I wouldn't be paid yet. I turned up the next day, only to find that:
a) they'd forgotten to add my name to the list of "late sign-ons" that day
b) someone had come along and closed my unemployment benefits application without bothering to read the note on my file about the "late sign-on" meeting.

So it seems I have to go through the whole rigamarole again. Not that I was told this at first: after being advised one thing and then another by various Department for Work and Pensions people over the phone, I then found out I have to go through the whole applications process again "because I haven't received any dole money yet". All this in spite of the fact that my initial claim has yet to be processed! I know it's partly my fault for missing the meeting in the first place, but what a pain. I have no idea how long-term benefits claimants put up with the amount of hassle one has to go through.

Whilst in theory it's nice that countries like the UK have some sort of safety net to help those who are actively looking for work and might need a bit of support in the meantime, in practice it's complicated, cumbersome and unreliable. I'm not even sure the staff themselves know entirely what they're doing. Common advice on losing your job is that you shouldn't delay in claiming benefits, whatever your financial situation; but to be perfectly honest doing so can be a job in itself.

I'll certainly be glad when the application process (or re-application process in my case) is over next week and I can concentrate on doing the things I need to do to find gainful employment. Until then, I shall just enjoy the Bank Holiday weekend.

Recession and redundancy - disaster or opportunity?

My mate Steven's 26th birthday party was on Saturday night, so my boyfriend and I had the perfect excuse to spend the day - well, the whole weekend, really - wandering round in the glorious sunshine before heading over to Covent Garden where the party was. Despite a spate of redundancies at the City law firm he works for, Steven confided cheerfully that he wasn't worried.

"I've decided to take voluntary redundancy," he confessed over his pint of beer. "There's so many people losing their jobs, I'm not going to sit around and wait to see if I'm next."
"You're doing what?!?" I gasped. "I thought you liked your job?"
"Oh, I do like my job," he answered airily, "but I work such long hours all the time, I haven't had a break for years. So the opportunity's come up, and I've decided to take it. Besides which," he added, grinning, "I get a much bigger payoff this way."
"But, mate," I continued to protest. "Are you sure you know what you're doing?"
"Well, yeah," he said. "I mean, come on, this is an opportunity, innit? I can sit at home, have a rest, do nothing for a year, maybe I'll even travel a bit, then go back to work somewhere else..."

Now that's a response I haven't often heard this recession: "It's an opportunity". Open any newspaper or turn on any TV, and you'll hear a thousand and one doom-and-gloom articles about the failing economy and the ever-increasing queues outside jobcentres up and down the UK. In the past 18 months the BBC news website has featured stories of despair from people who have either been made redundant, or are under threat of being made redundant. People are worried sick, taking on more work, taking pay cuts, working longer hours, being nice to the boss, all in a desperate scramble to hold onto their jobs as tightly as possible, yet here's my mate Steven jumping at the chance to lose his job - hell, he's even asking his firm to let him go.

While the next few weeks will show if Steven actually meant it (or whether he'd simply drunk too much beer), I couldn't help wondering about both points of view. Clearly the media have painted the credit crunch as an unmitigated disaster, the worst financial crisis for a century; but there is a small crowd who feel that the recession has thrown up plenty of opportunity. In Steven's case, he's 26, single and has no domestic or financial commitments. He went straight into practising law after university, so unlike myself, he didn't have the chance to travel or try something else before embarking on a career. It's easy to see how he'd view this recession as a big opportunity for himself.

But it's not just him, though. Some businesses are taking that view as well. Budget supermarkets like Aldi and Lidl in the UK are apparently having a great time, as is any business marketed for "the credit crunch". Foyles Bookstore in London's Charing Cross Road put up posters listing their examples of businesses that had started in recessions:

• Burger King
• Disney
• FedEx
• Microsoft
• CNN
• General Electric
• MTV
• Sports Illustrated
• Hewlett Packard

among others.
While I am not going to be one of those dismissive or unrealistically "optimistic" people who bray that this recession is nothing to worry about, or who belittle the hardship and distress of many going through tough circumstances, I do feel it's probably worth remembering that there are two sides to every story as with everything else.

Now I just have to sit down with a cup of tea and consider what opportunity my own redundancy has given me!

A much-needed afternoon tea break

As you can imagine, the reason I called myself "Afternoon Tea Break" to start with is because I started this blog during an afternoon tea break - well, one of many, being your typical tea-gulping Brit. After some of the news I've had this week I reckon I'll need a nice soothing cuppa or two!

Sometimes changing career can really feel like you're taking one step forward and two steps back. Or, in my case, one giant leap forward... and an equally giant leap back.

No sooner had my delight subsided over winning a two-week work experience placement in the office of a national daily broadsheet, I got dealt several setbacks on the job front this week. Not only did I get rejected for the accountancy jobs I'd applied for, I found out I won't qualify for the full entitlement of Job-seekers Allowance from the government, on the grounds that I have savings, no children and my own home. I had to laugh a little. Yeah, I've spent the last four years paying a fair amount of taxes and National Insurance (social security) out of my wages, so you'd have thought I'd qualify for the full entitlement on losing my job, but apparently not. Ah well.

I could sit here and moan about it some more, but it would serve no purpose so I won't. It did make me realise that my little career-changing plan may have to undergo some tweaking.

Some people are able to jump straight from one career to another, but I am not in that fortunate position. As you know, the original plan was to use the accountancy jobs to build up some savings to cope with a fall in income, especially as I was sure I would have to either re-train or take some courses to get into either of my chosen fields. However, with accountancy jobs very thin on the ground at the moment - most of the chartered accountants that have been made redundant are newly-qualified, like me - the career change may have to happen a lot sooner than I'd planned. I'd had a chat with a recruitment consultant this week who told me that some of the newly-qualified chartered accountants on his books had been looking for jobs for the past seven months, so my situation (i.e. having been out of work for two months) wasn't so unusual.

"Seven months?!?" I screeched, "but I can't be out of a job for seven months!!! How on earth do these people survive for that long???"

I didn't get a definite answer, but it really didn't matter. I realised I had to kick-start something, and soon. While I was glad that I had already embarked on my distance-learning A-Level courses - English Literature is hopefully helping my writing ability and Sociology is giving me a fascinating insight into that field - the original idea was to study them alongside a full-time job. Despite hating accountancy, it was still in the original plan to use them to fund my next move, but obviously if there are no jobs (as well as the fact that I want to quit anyway) then there's no point hanging on, is there? The courses are certainly enjoyable, but not bringing in an income, and career-change or not, we all need something to live on!

So it's back to the drawing board for me; I shall need to re-think the original plan. But not before I take another afternoon tea break.

Ready... Get Set...

I must admit, I'm a little nervous setting up this blog. I can't help wondering if blogging is old hat now - everyone's got one, everyone feels they've got something to say to the world, so what makes this one any different? I suppose the only answer I can give in response to that question is that there are so many people unhappy and unfulfilled in their jobs or career paths that it really is quite saddening to see. Many people want to change something, but don't know how; others have an idea what they'd like to do, but hesitate to make the first step. Lots of people are fearful or unsure, and just when they plucked up the courage to make even the tiniest first step, the recession arrived like a hurricane and demolished the hopes and dreams of many who now feel that, given the state of the economy and the uncertainties in the job market, they would be foolish, perhaps even selfish, to pursue the career that really is right for them. I don't agree. There is never a "good" or "right" time to change career for many people, but I don't agree that we must doom ourselves to unhappy or unfulfilling lives because of it.

So, this is a web diary of my attempt to change career, and most unfortunately my only opportunity to date for doing so came when the credit crunch was in full swing. But if I manage to persuade one person that tough economic circumstances are no bar to changing career, then I will have achieved something.